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Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).

Over 40% of Americans have no clue what a 401k is

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At least 800 people in Indonesia's North Sulawesi province have been evacuated after multiple eruptions of the area’s Ruang volcano, which for days has spewed lava and ash clouds into the sky, the country's volcanology agency said on Wednesday (April 17).<br/><br/>WATCH MORE: https://thestartv.com/c/news<br/>SUBSCRIBE: https://cutt.ly/TheStar<br/>LIKE: https://fb.com/TheStarOnline

Hundreds evacuated after Indonesia's Ruang volcano erupts

⏲ 0:46 👁 42.7M

Legal troubles seem to be mounting in for Raj Kundra and his family, as Enforcement Directorate (ED) Mumbai has attached immovable and movable properties worth Rs. 97.79 Crore belonging to Raj under the provisions of PMLA, 2002 in the Bitcoin investment fraud case. The attached properties include residential flat situated in Juhu presently in the name of Shilpa, bungalow situated in Pune and equity shares in the name of Raj Kundra. The ED reportedly initiated an investigation based on multiple FIRs registered by Maharashtra Police and Delhi Police against one Variable Tech Private Limited, and accused - late Amit Bhardwaj, Ajay Bhardwaj, Vivek Bhardwaj, Simpy Bhardwaj, Mahender Bhardwaj and others.<br/>

ED Attaches Shilpa Shetty, Raj Kundra's Assets Worth Rs 98 Crore In Bitcoin Investment Fraud Case

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Donghua Jade Dynasty Season 2 Episode 6 [32] Multiple Subtitles

Jade Dynasty Season 2 Episode 6 [32] Multiple Subtitles

⏲ 0:39 👁 870K

Severe rainfall in Pakistan has led to devastating consequences, as reported by the National Disaster Management Authority (NDMA). Over the past week, at least 87 individuals have tragically lost their lives, with 82 others sustaining injuries in various rain-triggered incidents. The NDMA's data reveals that a staggering 2,715 houses have suffered partial or complete damage across the nation. Structural collapses, lightning strikes, and flash floods have been cited as the primary causes behind the majority of the casualties. The province of Khyber Pakhtunkhwa in the northwest bore the brunt of the devastation, recording 36 fatalities and 53 injuries, while the eastern Punjab province also witnessed significant loss, with 25 deaths and eight injuries reported. <br/> <br/> <br/>#PakistanRains #HeavySpell #RainHavoc #KarachiEmergency #KarachiRainEmergency #NaturalDisaster #RainDamage #EmergencyResponse #DisasterRelief #WeatherAlert<br/>~HT.178~PR.152~ED.194~GR.122~

Pakistan Rains: 87 killed, over 80 injured as heavy spell wreak havoc | Karachi Emergency | Oneindia

⏲ 2:17 👁 630K

Donghua Throne of Seal Episode 104 Multiple Subtitles

Throne of Seal Episode 104 Multiple Subtitles

⏲ 0:28 👁 1.8M

Soul Land 2 Episode 45 Multiple Subtitles | English Subtitle & Subtitle Indonesia

Soul Land 2 Episode 45 Multiple Subtitles

⏲ 0:38 👁 980K

Credit: SWNS / Amanda Scott / Shaye Scott<br/><br/>A married former-Mormon couple have stayed together after one came out as transgender.<br/><br/>Amanda and Shaye Scott both grew up in Mormon families and have been together since they were teenagers, having three kids.<br/><br/>But Shaye, 39, knew she was transgender since the age of three and had never been able to properly articulate how she truly felt.<br/><br/>But in 2019 she came across the phrase 'gender dysphoria' online and instantly knew it described exactly what she felt.<br/><br/>She decided to come out to Amanda, 36, and tell her how she was truly feeling and what she was experiencing.

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Could college football be in store for another earth-shattering form of realignment? GBag discusses the recent reports about a \

College football \

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Range Rover’s modern luxury performance flagship, the 635PS mild-hybrid Twin Turbo V8 Range Rover Sport SV, recently proved the stopping performance and durability benefits of its optional Carbon Ceramic Braking system by completing a two-week track driving event at the Algarve International Circuit, on a single set of brake discs and pads.<br/><br/>All four of the Range Rover Sport SV EDITION ONEs used on track at the undulating 4.6km Portimão grand prix circuit in Portugal featured the optional Carbon Ceramic Braking system with SV-exclusive Brembo Octyma calipers and 440mm front brake discs, the largest in the automotive industry.<br/><br/>On average, each car covered 215 laps of the 15-corner circuit, adding 987km to the 1600 kilometres they had already covered before the event started.<br/><br/>When inspected after the drive event, the brake pads for the Carbon Ceramic Braking system still retained around 30 per cent of their usable pad life.<br/><br/>Every lap on track included multiple heavy braking zones, particularly into the first right-hand Corner 1 which saw Range Rover Sport SV EDITION ONE slowing from speeds of up to 241kph into the downhill braking zone, generating in excess of 1.1G – a figure it can also exceed in steady-state lateral acceleration during cornering, even on standard-fit all-season tyres.<br/><br/>The Carbon Ceramic Braking option also saves 34kg unsprung mass versus the standard Dual-Cast Brakes, which enables even more responsive handling, improved acceleration and enhanced ride quality.

Range Rover Sport SV braking performance sets new standards

⏲ 1:34 👁 700K

Starlink satellites were deployed by SpaceX. Watch multiple views captured by cameras aboard the Falcon 9 rocket second stage.<br/><br/>Credit: Space.com | footage courtesy: SpaceX | edited by Steve Spaleta <br/>Music: New Age Solitude by Philip Ayers / courtesy of Epidemic Sound

SpaceX Starlink Satellites Deployed In Stunning View From Space

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The universe may be vast, but researchers have multiple points of evidence that reveal its shape.

What Is The Shape Of The Universe?

⏲ 2:39 👁 5.2M

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